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Employee Benefit Plans

Protecting Your Plan, Supporting Your People

Administering an employee benefit plan (EBP) means navigating complex rules, evolving regulations, and high expectations from both regulators and participants. Whether you’re overseeing a 401(k), 403(b), defined benefit, ESOP, or health and welfare plan, consistent oversight is essential to protecting the integrity of the plan and supporting those who rely on it.

But determining if you need an audit and which type applies can be just as complex as managing the plan itself. Generally, plans with 100 or more eligible participants at the beginning of the plan year are required to undergo an annual audit. However, exceptions like the 80-120 participant rule, plan type, and ERISA status can all affect the requirements. Understanding where your plan stands isn’t always straightforward, and that’s just one reason why experienced guidance makes a meaningful difference.

When done right, the audit process becomes more than a compliance exercise. It strengthens fiduciary oversight, ensures proper documentation, and helps confirm that your plan is operating as intended. With increased scrutiny from the Department of Labor and IRS, a well-executed audit brings clarity, accuracy, and peace of mind.

Ensure compliance, minimize risk, and protect the future of your plan.

Experience. The Difference.

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Employee Benefit Plan Audit Solutions

How Can We Help?

We offer a full suite of audit and consulting services to help you meet your EBP compliance obligations, improve plan administration, and stay ahead of regulatory changes. Key services include:

  • ERISA Section 103(a)(3)(C) audits
  • Non-ERISA Section 103(a)(3)(C) audits
  • Audits for plans not subject to ERISA
  • Financial statement audits for 401(k), 403(b), defined benefit, ESOP, and health and welfare plans
  • Consultation on Department of Labor regulations
  • Audit readiness consultations
  • Compensation and participant deferral calculations
  • Data extraction and analysis for DOL and IRS compliance
  • Recommendations for improving plan administration
  • Assistance with plan self-corrections
  • Financial statement preparation
  • Ongoing updates on regulatory changes

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